It's no longer known how the Mongferans coped in the past, but now, most Mongferans treat "Flower Shell Loans" as their own wallets, endlessly squandering in their youth.
If they collectively defaulted on their loans, Belladett might face a financial crisis. However, interestingly, once Mongferans reach adulthood, they work tirelessly to repay and continue to borrow for consumption. The term "deadbeat" has almost never appeared in Mongferan vocabulary.
"Rather than calling it the Dominion Faction, it's more of a Money Faction," Hanna concluded. "So, now you understand why Yvalin asked us to save up 6,000 shell points, right? She's just giving you a channel to spend, enticing you to use Flower Shells, then she can permeate your thoughts and transform you into the slaves she needs."
